Working out what you spent on subscriptions last month may mean opening several banking apps. With Personal Finance, announced on November 5, Anthropic lets you ask Claude about the accounts you choose to connect. The beta is rolling out gradually in the US on Pro, Max and Ultra. It works on the web, desktop, iOS and Android. You may have an eligible plan and still be waiting for the menu to appear.
Connect an account through Plaid
Open Personal Finance in Claude’s sidebar and start setup. When you select the option to link accounts with Plaid, review what Claude will be able to read. Choose your bank in Plaid, sign in and select the accounts you want to share. Return to Claude and wait for the accounts to appear. Transactions may take a few minutes to sync.
What read-only access covers
Claude does not see your bank password. For the accounts you select, it can read bank names, account types, usually the last four digits of account numbers, balances, credit limits and up to 24 months of transactions. It cannot transfer or invest your money. If a bank puts a full account number in an account name or transaction description, Claude can see that text.
Anthropic says it does not train models on chats inside the Personal Finance hub. Your privacy settings apply to information shared outside the hub. Unlinking an account ends Claude’s access to it.
Check the first answer against your bank statement
One account and one month make a manageable first query. Ask for a subscription total and then ask which transactions it includes. If the number is higher than expected, you have a short list of entries to check instead of an unexplained total. Verify important figures against your bank records, since Claude can make mistakes when interpreting the data.
